This depends on a number of factors, e.g. whether or not your health insurance entitles you to sickness benefit and whether you have to pay a supplement for your long-term care insurance. The following table provides an overview:
More details
Overview of contribution rates and minimum/maximum contributions for self-employed persons 2025
| Health insurance with sickness benefit entitlement | Health insurance without sickness benefit entitlement | Long-term care insurance without supplement | Long-term care insurance with supplement | |
|---|---|---|---|---|
| Contribution rates | 17,05 %* | 16,45 %* | 3,6 %** | 4,2 %*** |
| Monthly income subject to contributions | Monthly contributions**** | Monthly contributions**** | Monthly contributions**** | Monthly contributions**** |
| Maximum 5.512,50 € | 939,89 € | 906,81 € | 198,45 € | 231,53 € |
| Minimum 1.248,33 € | 212,84 € | 205,35 € | 44,94 € | 52,43 € |
* Including TK supplementary contribution of 2,45 per cent (2025)
** This contribution rate may be reduced still further if you have more than one child. Further information (in German language):
long-term care insurance contributions
*** The 0,6 per cent long-term care insurance supplement is paid by persons aged 23 and over who have no children.
**** Calculation provided for by law: the contributions levied at the general contribution rate (14,6 per cent) or reduced contribution rate (14,0 per cent) are calculated separately from those calculated at TK's supplementary contribution rate (2,45 per cent). The sum of both partial contributions is shown in the table.