Germany’s best health insurance fund? Tech­niker Kran­ken­kasse!

The digital age is making society and day-to-day life ever more practical. And the same can be said for TK. In the ranking conducted by the German business magazine, "Focus-Money", TK impressed with its extensive range of digital services and products. These include a 24/7 online medical consultation service, a fully digital Bonus Plan, the TK-App which allows, among other things, insurees to upload sick notes and apps to manage a range of illnesses including migraines. TK's insurees also benefit from comprehensive health promotion initiatives, patient training sessions and search portals for doctors and hospitals.

Developed to impress!

TK scored top marks and was rated "excellent" in 6 of the 11 categories, In 4 further categories it was ranked twice as "very good" and twice as "good". Furthermore, the 3 special awards are confirmation that TK not only excels in certain areas, but also impresses with its overall offering in the following areas:

How Germany's best health insurance fund is decided

Together with the experts from the independent German Finance Service Institute (DFSI), "Focus-Money" assessed a total of 70 regional and national health insurance funds. A catalogue of 400 different questions formed the basis of the analysis. This then enabled the experts to determine the best health insurance fund for 2025.  

In addition, Focus-Money conducted an online survey of more than 11,645 doctors and dentists to determine which statutory health insurance fund they would recommend. The result? TK received the special "Recommended by doctors" award once again.

For the seventh time, Focus-Money also included customer opinions. These were evaluated through various surveys and analyses conducted by opinion research institutes. Here, too, TK again received the award "Recommended by customers", making it one of the best health insurance funds in terms of customer satisfaction and recommendation rate.